Member Services

Notary Services

Notary Publics can notarize your documents at no charge.

Life Insurance on Loans

Credit life insurance pays the insured balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. Ask your loan officer for details on your next visit.

Credit Disability Insurance on Loans

For a low monthly premium, you can insure your loans will be paid even if you are out of work due to illness and injury. Inquire when applying for loans.

ATM Cards

ATM cards are available NOW!! Applications are available for our AnyTimeMoney program. This card will allow you access to your share account 24/7. We hope this will be the answer to all our valued members who can't always make it into the CU during normal business hours.

Guaranteed Asset Protection (GAP)

For auto, motorcyle, and RV loans

Now you can protect your vehicle investment with Guaranteed Asset Protection (GAP). GAP is not an insurance plan. Rather, it offers protection against financial loss if your vehicle is stolen or damaged beyond repair. GAP is available to individuals who have financed their vehicle(s) with a loan from BMFCU.

GAP waives the difference between your primary carrier insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. Included in this difference is your insurance deductible, which is limited to $1,000.

Here's how GAP works. Let's say after one year, the vehicle you purchased for $25,000 is valued at just $16,000. You still owe $20,000 when it is stolen and never recovered or is involved in an accident in which it is damaged beyond repair. Most insurance policies will only reimburse you for the value of your vehicle, $16,000, leaving you to repay the remaining loan balance of $4,000. GAP provides for the waiver of that $4,000 for you, including your insurance policy deductible, up to $1,000.

What's the cost for this valuable level of protection? Just $419.00 for eligible new and used vehicles and motorcycles. GAP is also available on RVs, boats, and travel trailers; the fee is determined by the balance of the loan. A small price to pay for real peace of mind.

GAP...For Affordable Peace Of Mind.

For more information on GAP Coverage, contact the Member Service Center at -. Or e-mail your questions and we'll reply as soon as possible:-

This is general information only. Please refer to your actual waiver certificate for terms, conditions, coverage, limitations, and restrictions. GAP does not replace or eliminate the need for vehicle insurance coverage.

GAP is provided by BMFCU. GAP is not an obligation of BMFCU or guaranteed by BMFCU, even though an BMFCU employee may assist you with GAP and BMFCU loan proceeds may be used to pay for GAP. Any disputes regarding the GAP waiver must be resolved between the BMFCU member and BMFCU and/or the GAP waiver carrier.

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